Rates

Rates

The below rates are posted rates for The Citizens Bank, Hickman and Fulton branches, rates may vary if the amounts, terms or other conditions change from those posted below. These rates are effective Sept. 14 2017   thru Sept 20 2017 * A penalty will/may be imposed for early withdrawl regarding time accounts. 

NOW Checking Account

Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
NOW Checking Account
$1,000.00 N/A 0.10% 0.10%

Premium Interest Checking

Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
Premium Interest Checking
$1,500 $25,000 1.00% 1.00%
$25,000.01 N/A 0.20% 0.20%

 


Money Maker

Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
Tier 1 Money Maker
$0.00 $2,499.99 0.10% 0.10%
Tier 2 Money Maker
$2,500.00 $999,999,999.99 0.15% 0.15%

Premium Money Maker

Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
Tier 1 Premium Money Maker
$0.00 $24,999.99 0.20% 0.20%
Tier 2 Premium Money Maker
$25,000.00 $49,999.99 0.25% 0.25%
Tier 3 Premium Money Maker
$50,000.00 $99,999.99 0.30% 0.30%
Tier 4 Premium Money Maker
$100,000.00 $999,999,999.99 0.35% 0.35%

Savings Account

Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
Savings Account
$100.00   0.18% 0.18%

Dollars for A's

Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
12 Month Dollars for A's CD
    0.50% 0.50%

Certificates of Deposit (CDs)*

*Interest compounded quarterly
Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
91 Day CD      
$2,500.00   0.25% 0.25%
182 Day CD      
$2,500.00   0.35% 0.35%
12 Month CD*      
$500.00   0.50% 0.50%
18 Month CD*      
$500.00   0.55% 0.55%
       
       
30 Month CD*      
$500.00   0.80% 0.80%
36 Month CD*      
$500.00   0.90% 0.90%
60 Month CD*      
$500.00   1.36% 1.35%
Citizens Choice 36 Month CD      
$5,000.00   1.01% 1.00%
Citizens Choice 60 Month CD      
$500.00   1.31% 1.30%
     

Individual Retirement Accounts (IRAs)*

Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
91 Day IRA
    0.25% 0.25%
182 Day IRA
    0.35% 0.35%
12 Month IRA
    0.50% 0.50%
18 Month IRA
    0.55% 0.55%
30 Month IRA
    0.80% 0.80%
36 Month IRA
    0.90% 090%
60 Month IRA
    1.36% 1.35%