Checking

Checking Accounts

You are unique. You need choices. We can help. With checking accounts ranging from our "Regular" checking, to our "Student" checking, we have the options you're looking for.


Regular Checking

  • Minimum opening balance: $100.00
  • Unlimited check writing
  • Maintenance Fee based on balance
  • Citizens 62 and over, churches, and full-time students are free (Limited to two free accounts)
Daily Balance Maintenance Fee
$600.00 and over No Charge
$500.00 - $599.99 $3.00
$400.00 - $499.99 $4.00
$300.00 - $399.99 $5.00
$200.00 - $299.99 $6.00
$0.00 - $199.99 $7.00

Business Checking Accounts

  • Minimum opening balance: $100.00
  • Unlimited check writing
  • Maintenance Fee based on balance
Churches and civic groups are exempt from maintenance fees.
Daily Balance Maintenance Fee
$700.00 and over No Charge
$600.00 - $699.99 $3.00
$500.00 - $599.99 $4.00
$400.00 - $499.99 $5.00
$300.00 - $399.99 $6.00
Under $300 $7.00

NOW Checking Account

  • Minimum opening balance: $1,000.00
  • Interest is paid on minimum daily balance
  • If balance falls below $1,000.00 there is a $7.00 maintenance fee
  • Exception: Most Corporations cannot have NOW Accounts
Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
NOW Checking Account
$1,000.00 N/A 0.15% 0.15%

Money Maker

  • Minimum opening balance: $2500.00
  • Current rate of interest on minimum daily balance
  • Withdrawals over 6 per month $7.00 each
  • Click here for current rates
  • Balance falls below $2,500.00 minimum goes to NOW Account rate and service charges
Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
Tier 1 Money Maker
$0.00 $2,499.99 0.10% 0.15%
Tier 2 Money Maker
$2,500.00 $999,999,999.99 0.15% 0.20%

Premium Money Maker

  • Minimum opening balance: $25,000.00
  • No fee with minimum daily balance of $25,000.00 or more
  • $10.00 fee for average monthly balance $0 - $24,999.99
  • Six transfers per month
  • Withdrawals over six per month $5.00 each, unlimited w/d or transfers to another account of yours at TCB may be made in person
  • Click here for current rates
Minimum Deposit Maximum Deposit Annual Percentage Yield Interest Rate
Tier 1 Premium Money Maker
$0.00 $24,999.99 0.20% 0.25%
Tier 2 Premium Money Maker
$25,000.00 $49,999.99 0.25% 0.30%
Tier 3 Premium Money Maker
$50,000.00 $99,999.99 0.30% 0.35%
Tier 4 Premium Money Maker
$100,000.00 $999,999,999.99 0.35% 0.40%

 

Savings Accounts

Whether you are saving for a rainy day, college, vacation or even retirement, we have just the account for you.


Regular Savings

  • Minimum opening balance: $100.00
  • Interest paid quarterly
  • Quarterly interest statements
  • Maintenance fee waived for children 18 and under or still in school, and churches ( Limit 2 Accounts)
  • If account is closed within 90 days of opening, $5.00 will be charged
  • Can combine statement with checking account statement
Daily Balance Maintenance Fee
$100.00 and over No Charge
$0.00 - $99.00 $7.00 per month
Withdrawals per quarter 6 free
Additional withdrawal $2.00